Current Rates

Deposit Rates

CDs and IRAs

Effective December 1, 2020
Term Minimum Daily Balance Interest Rate APY
3 months $2,500 0.15% 0.15%
6 months $2,500 0.25% 0.25%
12 months $500 0.35% 0.35%
18 months $500 0.45% 0.45%
24 months $500 .50% .50%
30 months $500 .60% .60%
36 months $500 .65% .65%
48 months $500 .85% .85%
60 months $500 .90% .90%
11 Month CD Special* $1,000 .45% .45%

Minimum Daily Balance is minimum to open account and earn the Annual Percentage Yield (APY). A penalty for early withdrawal may be imposed. Fees may reduce earnings.

*New money only.

Checking & Savings Accounts

Effective December 1, 2020
Program Minimum Daily Balance Interest Rate APY
NOW Checking $25 0.05% 0.05%
Statement Savings $25 0.10% 0.10%

Minimum required to open account is $10. Minimum daily balance is required to earn Annual Percentage Yield (APY). Interest rates are subject to change without notice. Fees may reduce earnings.

Money Market Account

Effective December 1, 2020
Minimum Daily Balance Interest Rate APY
$25 0.10% 0.10%
$2,500 0.15% 0.15%

Minimum required to open account is $2,500. Minimum daily balance is required to earn Annual Percentage Yield (APY). Interest rates are subject to change without notice. Fees may reduce earnings.

Premium Money Market Account

Effective December 1, 2020
Minimum Daily Balance Interest Rate APY
$25 0.10% 0.10%
$10,000 0.20% 0.20%
$25,000 0.20% 0.20%
$50,000 - $249,999.99 0.30% 0.30%
$250,000.00 0.25% 0.25%

Premium Money Market Account only avilable to customers who have a Premium Checking Account.

Minimum balance to open account is $10,000. Minimum Daily Balance required to earn Annual Percentage Yield (APY). Interest rates are subject to change without notice. Fees may reduce earnings.

For more information about our products and services, call (508) 238-1000