Collateral loans require interest-only payments and are based on 90% of the amount of your Bank of Easton deposit account. The interest rate is calculated based on the rate you earn on your deposit account plus 3%.
| Unsecured Loans Effective February 2, 2026 |
| Amount | Term | Payment/$1,000 | Rate/APR** |
|---|---|---|---|
| $750-$7,500 | 12-24 months | $47.54 | 13.0% |
| Auto Loans* Effective February 2, 2026 |
| Year | Term* | Payment/$1,000 | Rate/APR** |
|---|---|---|---|
| 2022-2026 | 12-60 months | $19.10 | 5.50% |
| 2019-2021 | 12-48 months | $23.60 | 6.25% |
| 2018 and older | 12-48 months | $23.95 | 7.00% |
| Commercial Vehicles/Equipment* Effective February 2, 2026 |
| Year | Term* | Payment/$1000 | Rate/APR** |
|---|---|---|---|
| 2024-2025 | 12-60 months | $20.16 | 7.75% |
| 2017-2023 | 12-48 months | $24.41 | 8.00% |
| Collateral Loans Effective February 2, 2026 |
Collateral loans require interest-only payments and are based on 90% of the amount of your Bank of Easton deposit account. The interest rate is calculated based on the rate you earn on your deposit account plus 3%.
| Overdraft Protection Line of Credit |
Available up to $2,000 at a Rate/APR of 18%
*Longer terms may be available at the Bank’s discretion. 10% downpayment required and autopay from a Bank of Easton checking account required.
**Annual Percentage Rate (APR) subject to change without notice.
All loans are subject to credit approval.
Experience banking on the go with our mobile app! It’s quick, secure, and convenient. Download it now and manage your accounts from anywhere, 24/7.