Collateral loans require interest-only payments and are based on 90% of the amount of your Bank of Easton deposit account. The interest rate is calculated based on the rate you earn on your deposit account plus 3%.
| Unsecured Loans Effective October 8, 2026 |
| Amount | Term | Payment/$1,000 | Rate/APR** |
|---|---|---|---|
| $750-$7,500 | 12-24 months | $48.01 | 14.0% |
| Auto Loans* Effective October 8, 2026 |
| Year | Term* | Payment/$1,000 | Rate/APR** |
|---|---|---|---|
| 2022-2026 | 12-60 months | $19.22 | 5.75% |
| 2019-2021 | 12-48 months | $23.71 | 6.50% |
| 2018 and older | 12-48 months | $24.06 | 7.25% |
| Commercial Vehicles/Equipment* Effective October 8, 2026 |
| Year | Term* | Payment/$1000 | Rate/APR** |
|---|---|---|---|
| 2025-2026 | 12-60 months | $20.16 | 7.75% |
| 2018-2024 | 12-48 months | $24.53 | 8.25% |
| Collateral Loans Effective October 8, 2026 |
Collateral loans require interest-only payments and are based on 90% of the amount of your Bank of Easton deposit account. The interest rate is calculated based on the rate you earn on your deposit account plus 3%.
| Overdraft Protection Line of Credit |
Available up to $2,000 at a Rate/APR of 18%
*Longer terms may be available at the Bank’s discretion. 10% downpayment required and autopay from a Bank of Easton checking account required.
**Annual Percentage Rate (APR) subject to change without notice.
All loans are subject to credit approval.