Deposit Rates

CDs and IRAs Effective June 26, 2024

Term	Minimum Required to Open*	Interest Rate	APY
3 months	$2,500	0.25%	0.25%
6 months	$2,500	4.75%	4.75%
SPECIAL 6 months**	$1,000	5.00%	5.00%
12 months	$500	1.14%	1.15%
18 months	$500	1.24%	1.25%
24 months	$500	1.24%	1.25%
30 months	$500	1.29%	1.30%
36 months	$500	1.04%	1.04%
48 months	$500	1.24%	1.25%
60 months	$500	1.49%	1.50%

*Minimum Required to Open is minimum to earn the Annual Percentage Yield (APY). A penalty for early withdrawal may be imposed. Fees may reduce earnings.

** CD Special –

Annual percentage yield (APY) assumes principal and interest remain on deposit for one year.
5.00% Annual Percentage Yield (APY) – Promotional offer is available to new or existing checking account customers only. For new customers, both accounts, checking and CD, must be opened at the same time to receive the promotional rate of 5.00% APY.
4.75% Annual Percentage Yield (APY) – Promotional offer is available to new or existing customers without a checking account.
Minimum CD opening deposit is $1,000 to obtain promotional APY. Automatically renews at maturity for 6 months at the then current 6 month rate in effect at that time.
A penalty will be imposed for early withdrawal. Available for IRAs and business customers.
APYs are accurate and effective as of 5/10/24 and subject to change without notice.

Checking & Savings Accounts Effective June 26, 2024

Program	Minimum Daily Balance	Interest Rate	APY
NOW Checking*	$25	0.05%	0.05%
Statement Savings*	$25	0.10%	0.10%
Preferred Savings**	$25	Call for rate	Call for rate

*Minimum required to open account is $10. Minimum daily balance is required to earn Annual Percentage Yield (APY). Interest rates are subject to change without notice. Fees may reduce earnings.

**Minimum required to open account is $10,000. Minimum daily balance is required to earn Annual Percentage Yield (APY). Preferred Savings Account requires a Premium Checking Account and is only available for funds not previously deposited at the Bank of Easton.

Money Market Account Effective June 26, 2024

Minimum Daily Balance	Interest Rate	APY
$25	0.05%	0.05%
$2,500	0.15%	0.15%

Minimum required to open account is $2,500. Minimum daily balance is required to earn Annual Percentage Yield (APY). Interest rates are subject to change without notice. Fees may reduce earnings.

Premium Money Market Account Effective June 26, 2024

Minimum Daily Balance	Interest Rate	APY
$25	0.10%	0.10%
$10,000	0.50%	0.50%
$25,000	0.75%	0.75%
$50,000 – $249,999.99	3.50%	3.56%
$250,000.00	3.00%	3.04%

Premium Money Market Account is only available to new money only. Must also have a Premium Checking Account. Minimum balance to open account is $10,000. Minimum Daily Balance required to earn Annual Percentage Yield (APY). Interest rates are subject to change without notice. Fees may reduce earnings.

All Deposits Insured in Full

At Bank of Easton, every deposit is insured in full. All deposits above the FDIC limits are insured in full by the Depositors Insurance Fund (DIF) of Massachusetts. No one provides better deposit protection!

All Deposits Insured in Full

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