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Neighborly Banking Since 1889
- Main Office 508-238-1000 |
- Hours and Locations
- Covid-19 Updates
- Login
Neighborly Banking Since 1889
A fixed rate mortgage provides you with the security of a rate that does not change.
| Program | Rate* | Points | APR* | Monthly Payments** |
|---|---|---|---|---|
| 10 Year Fixed | 2.875% | 0 | 2.977% | $9.60 |
| 15 Year Fixed | 3.000% | 0 | 3.070% | $6.91 |
| 20 Year Fixed | 3.500% | 0 | 3.555% | $5.80 |
| 30 Year Fixed*** | 3.375% | 0 | 3.463% | $4.42 |
The information provided assumes the purpose of the loan is to purchase an existing single family home that will be used as a primary residence.
*The interest rates and annual percentage rates (APR) are subject to change without notice. Based on 20% down payment.
**Monthly payments per $1,000 borrowed. The monthly payment amounts shown include principal and interest. The payments DO NOT include amounts for real estate taxes and insurance premiums. These items will increase your total monthly payment. Payments are due monthly for the term of the loan.
***30 year rates are for mortgages to be sold into secondary market. Rates may be adjusted based on credit history. In-house rates may be slightly higher. Contact us at 508-238-1000 for the latest in-house rates.
An adjustable rate mortgage has a monthly payment that may change over the term of the loan. With our 7 Year Adjustable Rate Mortgage, your payment won't change for the first seven years of the loan.
| Program | Rate* | Points | APR* | Monthly Payments** |
|---|---|---|---|---|
| 5/1 ARM | 3.000% | 0 | 2.956% | $4.22 |
| 7/1 ARM | 3.375% | 0 | 3.145% | $4.42 |
The information provided assumes the purpose of the loan is to purchase an existing single family home that will be used as a primary residence.
*The interest rates and annual percentage rates (APR) are subject to change without notice. The APR may increase after consummation. Based on 20% down payment.
**Monthly payments per $1,000 borrowed. The monthly payment amounts shown include principal and interest. The payments DO NOT include amounts for real estate taxes and insurance premiums. These items will increase your total monthly payment. Payments are due monthly for the term of the loan.
5/1ARM: At a 3.00% initial interest rate, the APR for these loan types is 2.956%, subject to increase. Based on current market conditions, the monthly payment schedule would be:
The payment schedule is based on a $100,000 loan.
7/1ARM: At a 3.375% initial interest rate, the APR for these loan types is 3.145%, subject to increase. Based on current market conditions, the monthly payment schedule would be:
The payment schedule is based on a $100,000 loan.