Checking Accounts

Totally Free Checking Account
If you're looking for a simple, worry-free checking account in which you typically write a lot of checks each month, this account is the perfect answer for you. A great value in checking accounts, our Totally Free Checking Account offers the following features:

• No monthly service fee

• No minimum balance requirement

• Unlimited check writing

• No charge for first order of checks

• Availability of overdraft protection

NOW Checking Account
Our NOW Checking Account combines the interest earning benefits of a savings account with the flexibility that a checking account offers. NOW Checking comes with:

• Competitve interest on balances over $25

• A low monthly service fee

• Unlimited check writing

• Availability of overdraft protection

Senior Checking
If you are 65 years of age or older, Bank of Easton offers a Totally Free NOW Checking Account, each with all the benefits outlined above.

Direct Deposit
You can have your payroll, Social Security or other government checks deposited directly into your Personal Checking or NOW Account. This is a safe, fast and convenient way to help manage your income. Discuss this with one of our Customer Service Representatives when you open your account with us.

Overdraft Protection
All of our Totally Free and NOW Checking Account customers are able to apply for our overdraft line of credit which provides protection from overdrawing your account. Upon approval, we will extend a line of credit to you. If you overdraw your account, we will automatically transfer the exact amount of any overdraft you incur up to your available credit limit.

All Deposits Insured in Full
At Bank of Easton, every deposit is insured in full. Federal Deposit Insurance Corporation (FDIC) deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013. All deposits above the FDIC limits are insured in full by the Share Insurance Fund (SIF) of Massachusetts. No one provides better deposit protection!

Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts

All funds in a noninterest bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 to December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositor’s under the FDIC’s general deposit insurance rules.

The term "noninterest bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov