*Introductory 5.75% Annual Percentage Rate (APR) effective 5/31/25, is fixed for 12 months from the date of closing. Thereafter, the APR becomes a variable rate adjusted monthly based on the Prime Rate, as published in the Wall Street Journal on the last business day of each month, minus .75% for the remainder of the line. Offer is available for new credit line borrowers and for owner-occupied properties only. Payments must be auto deducted from Bank of Easton Advantage Checking account to participate in this program; otherwise the rate will be based on the Prime Rate, currently 7.50%. After the first 12 months, rates are subject to change monthly and may increase after consummation. The minimum APR is 4.00% and maximum APR of 16%. As of 5/31/25 the Prime Rate was 7.50% which would result in an APR of 6.75%. Minimum credit line of $20,000 and maximum credit line is $300,000. Early Termination Fee of $550.00 if closed within 36 months. Interest only payments for the initial 10-year draw period, with additional 10-year payback of principal and interest. Standard closing costs are waived unless a full appraisal is required. Fees for trust and condominium document review are the borrower’s responsibility. This offer is subject to change without notice. Property insurance required and flood insurance may be required. Annual maintenance fee of $50. Additional terms and conditions may apply.