Get the same low rate no matter what car you choose–new or used!
We approve loans based on you, not a computer algorithm. We’ll give you a decision within 24 hours.
Borrow to buy your next vehicle or refinance the one you drive for a lower rate and monthly payment.
The longer the loan term, the lower your monthly payment.
Set up autopay from a Bank of Easton checking account and receive a 0.50% discount on your rate (advertised rate reflects this 0.50% discount).
Here are some common questions that we are asked about our auto loans. If you don’t see an answer to your question, please feel free to call us today!Call Us Now
Securing financing ahead of time helps you estimate how much you can afford to spend. Instead of guessing about your price range and monthly payments, you can shop with confidence.
Making a significant purchase like a vehicle can be stressful. Securing your funding ahead of time can relieve some of the pressure associated with weighing your financing options while you are shopping. That way you can focus on the car and the features that matter most to you.
Often, car dealer promotions and incentives cannot be combined. So, it’s important to compare costs when determining your best option. Before accepting an incentive or special financing, calculate the associated savings — both on your monthly payments and over the life of the loan. Accepting a cash discount in lieu of a financing incentive may save you money. We can help you determine the best option for your wallet.
Whether you have an existing auto loan or have the title to your vehicle, the Bank of Easton may be able to provide you with cash based on the equity in your vehicle.
For individuals who already have a loan on their vehicle, we may refinance the current loan and provide you with a maximum loan amount based on 90% of the invoice or NADA retail value, subject to certain limitations. No loan? We can provide you financing based on 90% of the NADA retail value, subject to certain limitations.
Most decisions are made within 24 hours. However, we may accommodate special requests for a same day decision.
When you apply for a Bank of Easton auto loan, you’ll be asked to provide personal information such as your name, address, Social Security number, employment information, income, U.S. citizenship status and email address.
Depending on the specifics of your loan request, the following documents may be required prior to closing: purchase agreement/bill of sale, registration, title, lease buyout instructions, proof of income, federal tax returns, W-2s and financial statements.
For refinance loans and lease buyouts, we require specific vehicle information such as make, model, year, mileage and vehicle identification number (VIN).