Current Rates

Home Equity Loans

Fixed Home Equity Loans*

Effective August 22, 2019
Term Rate Points Payments* Maximum LTV
1-5 year 4.50% APR 0 $18.64 80%
6-10 years 5.25% APR 0 $10.73 80%
11-15 years 5.75% APR 0 $8.30 80%

*The Home Equity Loan combined with any outstanding mortgage may not exeed 70% of the property. Homeowner's insurance is required on the property being used as collateral for these loans. Quoted rates require a direct monthly payment from Bank of Easton account.

**Monthly Payments per $1000 borrowed.

Home Equity Line of Credit*

Effective August 22, 2019
4.25% APR

*Annual Percentage Rate (APR) is 4.25% as of August 22, 2019 based on The Wall Street Journal Variable Prime Rate published on the last business day of the month for the life of the line. APR will be Prime -1.00% For Life of Loan. The APR and payment will increase after you have obtained credit if automatic payment from a Bank of Easton checking account is discontinued. The APR without automatic payment deduction is Prime -0.25% for Life. Minimum APR of 4.00% and maximum APR of 16%. Rate is variable and may increase after consummation. Interest only payments for a term based on a 10-year draw period and a 10-year repayment period. Rates shown are for owner-occupied primary and second home residences. Subject to credit application and approval. Maximum line is $300,000. Combined Loan-to-Value (LTV) limits apply. Property insurance is required. Flood insurance may be required. Customer is responsible for trust and condominium document review and recording fees when properties are held in trust. If the Home Equity Line of Credit is closed and discharged within the first three years, you will be charged an early termination fee between $375 and $575. Additional terms and conditions may apply.