EquiFlex Home Equity Line of Credit

Consolidate your bills, make home improvements or even finance your child’s education. Bank of Easton EquiFlex gives you the flexibility you need. This is a special time-limited offer. Offer ends August 1st, 2022.

1.99%* *The 1.99% Annual Percentage Rate (APR) is fixed for 12 months. Thereafter the APR becomes a monthly variable rate equal to the Prime Rate minus .75% based on The Wall Street Journal Prime Rate published on the last business day of the previous month. Prime Rate is 4.00% as of May 20, 2022. Payments must be auto deducted from Bank of Easton checking account to obtain and maintain a variable rate of Prime minus .75%. Minimum APR of 3.25% and maximum APR of 16%. Minimum credit line of $20,000 and maximum credit line is $300,000. Interest only payments for the 10-year draw period and principal and interest payments for the 10-year repayment period. Closing costs are paid by the Bank. You are responsible for trust and condominium document review and recording fees when your property is held in trust. If your credit line is closed and discharged within the first three years, you will be charged an early termination fee between $375 and $575. This offer is subject to change without notice and is available to new credit line borrowers and owner-occupied one-to-four-family properties only. Homeowners insurance and flood insurance (if applicable) are required. Annual maintenance fee of $50. Subject to credit application and approval. Additional terms and conditions may apply.

    Get Started Now!

    Getting started is easy! Just fill out the below form, give us your contact details and we'll be in touch within 48 hours.

    Click to Call: 508-238-1000

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    Why Choose Bank of Easton

    We offer fast, friendly and expert service. All our lending decisions are made locally, by local people.


    Tap into the equity you have in your home.  Our home equity line of credit offers low introductory rate and budget-friendly terms as you only need to make interest-only payments for the first 10 years of your line.

    Fast & Easy Process

    We offer a fast and convenient application process.  Approvals are generally made within 48 hours.

    Hassle free

    You decide when and how to use your line of credit.  Consolidate your bills, make home improvements or even finance your child’s education.

    Local Decision Making

    The same person who assists you with your application will also make the approval decision.  

    Frequently Asked Questions

    Bank of Easton has approved hundreds of Home Equity Loans and Lines of Credit. Our experience serving our local community will give you all the answers you need to acquire an affordable loan or line of credit. If you don’t see an answer here, please contact us!

    You can apply for as much as $300,000 or as little as $20,000.  The amount you will be approved for will be based on the equity you have in your home.  The equity in your home is based on the value of your home less the balance of your mortgage.  Please contact us for details of combined loan-to-value limits that apply.

    You can use your line of credit for whatever you’d like.  From a small home improvement project to a major renovation to your home, you control how your line is used.  You can also use your line for needs unrelated to your home like the purchase of a car or appliances, or to cover the cost of your child’s education. 

    It’s as simple as writing a check!  We will provide you with checks for your line of credit that you can use when you need to draw on your line.  You can also access your line of credit via our online banking system and easily transfer funds from your line of credit into your Bank of Easton checking account.

    For lines under $150,000 you will receive a decision in as little as 48 hours based on using an Automated Valuation Model and in most cases and your loan can close within a week!  Approval of lines over $150,000 require a full appraisal which generally takes up to 30 days to complete.

    We are Here to Help You

    Email Us

    Email us for more information and we’ll get back in touch.

    Email Us

    Call one of our Easton locations:

    Washington Street: 508-238-1000
    Robert Drive: 508-238-2092

    Talk to a Loan Advisor

    For questions about mortgages or home equity loans, call Margaret Murray at 508-238-1000

    Email Margaret Murray