Current Rates

Consumer Loans

Personal Unsecured

Effective January 15, 2020
Amount Term Monthly Payment** Rate/APR***
$500-$5,000 12-24 months $47.07 12%

Automobiles

Effective January 15, 2020
Year Term* Monthly Payment** Rate/APR***
2019-2020 12-60 months $18.08 3.25%
2012-2018 12-48 months $22.69 4.25%
2011 and older 12-48 months $24.17 7.49%

Commercial Vehicles or Equipment

Effective January 15, 2020
Year Term* Monthly Payment** Rate/APR***
2019-2020 12-60 months $18.76 4.75%
2012-2018 12-48 months $23.14 5.25%

Collateral Loans

Effective January 15, 2020

90% of amount on deposit, payable on demand, interest only based on an interest rate of 3% over the rate earned on deposit account.

Overdraft Protection Line of Credit

Available up to $2,000 at a Rate/APR of 18%

*Longer terms may be available at the Bank's discretion. 10% downpayment required.

**Monthly payments per $1,000 borrowed based on maximum available term.

***Annual Percentage Rate (APR) subject to change without notice.

All loans are subject to credit approval.