Current Rates

Consumer Loans

Personal Unsecured

Effective January 7, 2021
Amount Term Monthly Payment** Rate/APR***
$500-$5,000 12-24 months $47.07 12%

Automobiles

Effective January 7, 2021
Year Term* Monthly Payment** Rate/APR***
2019-2021 12-60 months $17.97 3.00%
2013-2018 12-48 months $22.58 4.00%
2012 and older 12-48 months $23.94 6.99%

Commercial Vehicles or Equipment

Effective January 7, 2021
Year Term* Monthly Payment** Rate/APR***
2019-2021 12-60 months $18.64 4.50%
2013-2018 12-48 months $23.03 5.00%

Collateral Loans

Effective January 7, 2021

90% of amount on deposit, payable on demand, interest only based on an interest rate of 3% over the rate earned on deposit account.

Overdraft Protection Line of Credit

Available up to $2,000 at a Rate/APR of 18%

*Longer terms may be available at the Bank's discretion. 10% downpayment required.

**Monthly payments per $1,000 borrowed based on maximum available term.

***Annual Percentage Rate (APR) subject to change without notice.

All loans are subject to credit approval.