Deposit Rates

CDs & IRAs*
Effective:

Program Term Minimum Daily Balance
to earn APY
APY
CDs
3 months
$2,500
0.20%
6 months
$2,500
0.30%
15-Month CD Special**  $1,000 0.80%
12 months
$500
0.50%
18 months
$500
0.60%
24 months
$500
0.85%
30 months
$500
0.90%
36 months
$500
1.00%
48 months
$500
1.15%
60 months
$500
1.35%
 

*Annual Percentage Yield (APY) and interest rate subject to change without notice. Penalty for early withdrawal. *ANY CD PRODUCT CAN BE USED AS AN IRA. FEES MAY REDUCE EARNINGS.

**New money only.

Checking & Savings Accounts*
Effective:

Program Minimum Daily Balance
to earn APY
APY
NOW Checking $25 0.100%
Statement Savings $25 0.150%
*Annual Percentage Yield (APY) and interest rate are subject to change without notice. Fees may reduce earnings.  Minimum balance to open $100.

              

Money Market Accounts*
Effective: Thursday, July 2, 2015
Program Minimum Daily Balance
to earn APY
Interest Rate APY Fee
Money Market Account   $25  0.10% 0.10%   
    $2,500  0.25% 0.25%   
* Annual Percentage Yield (APY) and interest rate are subject to change without notice. A $5.00 fee is imposed if the account balance falls below $500.00 anytime during the month.  Fees may reduce earnings.  Minimum balance to open $100.
Premium Money Market $25 0.10% 0.10%  
  $10,000 0.20% 0.20%  
  $25,000 0.25% 0.25%  
  $50,000 – $250,000 (max) 0.40% 0.40%  
  $250,000.01 0.25% 0.25%  
* Annual Percentage Yield (APY) and interest rate are subject to change without notice.  A $15 fee is imposed if the account balance falls below $10,000 any time during the month.  A $15 fee is imposed for each withdrawal (including checks, ACH, telephone, computer, or over the counter) less than $5,000. Fees may reduce earnings.  Minimum balance to open $10,000. The Premium Money Market is available exclusively for Premium Checking account customers.

For more information about our products and services, call (508) 238-1000.