Current Rates

Deposit Rates

CDs & IRAs*
Effective: December 6, 2016
Program :CDs
Term Minimum Daily Balance to earn APY APY
3 months $2,500 0.20%
6 months $2,500 0.30%
15-Month CD Special** $1,000 0.75%
12 months
$500 0.50%
18 months $500 0.60%
24 months
$500 0.85%
30 months
$500 0.90%
36 months
$500 1.00%
48 months
$500 1.20%
60 months
$500 1.40%
*Annual Percentage Yield (APY) and interest rate subject to change without notice. Penalty for early withdrawal. *ANY CD PRODUCT CAN BE USED AS AN IRA INVESTMENT. **New money only.
Checking & Savings Accounts*
Effective: December 6, 2016
Program Minimum Daily Balance to earn APY APY
NOW Checking $25 0.100%
Statement Savings $25 0.150%
*Annual Percentage Yield (APY) and interest rate are subject to change without notice. Fees may reduce earnings. Minimum balance to open $100.
Money Market Accounts
Effective: December 6, 2016
Program Minimum Daily Balance to earn APY Interest Rate APY
Money Market Account $25 0.10% 0.10%
  $2,500 0.25% 0.25%
*Annual Percentage Yield (APY) and interest rate are subject to change without notice. A $5.00 fee is imposed if the account balance falls below $500.00 anytime during the month. Fees may reduce earnings. Minimum balance to open $100.
Premium Money Market $25 0.10% 0.10%
  $10,000 0.20% 0.20%
  $25,000 0.25% 0.25%
  $50,000 – $250,000 (max) 0.40% 0.40%
  $250,000.01 0.25% 0.25%
* Annual Percentage Yield (APY) and interest rate are subject to change without notice. A $15 fee is imposed if the account balance falls below $10,000 any time during the month. A $15 fee is imposed for each withdrawal (including checks, ACH, telephone, computer, or over the counter) less than $5,000. Fees may reduce earnings. Minimum balance to open $10,000. The Premium Money Market is available exclusively for Premium Checking account customers.

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