Consumer Loans

Consumer Loans

Personal Unsecured

Effective November 10, 2017
Amount Term Monthly Payment** Rate/APR***
$500-$5,000 12-24 months $47.07 12%

Automobiles

Effective November 10, 2017
Year Term* Monthly Payment** Rate/APR***
2016-2017 12-60 months $17.74 2.49%
2009-2015 12-48 months $22.35 3.49%
2008 and older 12-48 months $23.94 6.99%

Commercial Vehicles or Equipment

Effective November 10, 2017
Year Term* Monthly Payment** Rate/APR***
2016-2017 12-60 months $18.53 4.25%
2009-2015 12-48 months $22.92 4.75%

Collateral Loans

Effective November 10, 2017

90% of amount on deposit, payable on demand, interest only based on an interest rate of 3% over the rate earned on deposit account.

Overdraft Protection Line of Credit

Available up to $2,000 at a Rate/APR of 18%

*Longer terms may be available at the Bank's discretion. 10% downpayment required.

**Monthly payments per $1,000 borrowed based on maximum available term.

***Annual Percentage Rate (APR) subject to change without notice.

All loans are subject to credit approval.