Consumer Loans

Consumer Loans

Personal Unsecured

Effective January 31, 2017
Amount Term Monthly Payment Rate/APR*
$500-$5,000 12-24 months $47.07 12%

Automobiles*

Effective January 31, 2017
Year Term Monthly Payment Rate/APR*
2016-2017 12-60 months $17.74 2.49%
2009-2015 12-40 months $22.35 3.49%
2008 and older 12-48 months $23.94 6.99%

Commercial Vehicles or Equipment*

Effective January 31, 2017
Year Term Monthly Payment Rate/APR*
2016-2017 12-60 months $18.53 4.25%
2009-2015 12-48 months $22.92 4.75%

Collateral Loans*

Effective January 31, 2017

95% of amount on deposit, interest only-3% over interest rate on deposit account.

Overdraft Protection Line of Credit

$500-$2000 18.000%

Date of last change March 19, 2003. Loans are subject to credit approval.